How to Pay Off Debt (if you want to buy a house)
Chances are you have debt, but debt doesn’t mean you can’t buy a home. 77% of Americans have debt. Life is expensive and debt can quickly pile up.
The key is knowing HOW TO PAY OFF DEBT and IN WHAT ORDER.
What is a 3-2-1 Temporary Rate Buy Down?
What is a 3-2-1 Temporary Rate Buy Down? How does it work? Why would anyone use it? Does it favor the buyer or seller? I answer all these questions and more.
Interest rates are dropping. Is it making a difference?
As we await Chairman Powell’s announcement this week, it’s worth checking to see what impact, if anything, this year’s rate drops have had on the housing market.
PODCAST EPISODE - Self-Managed Rental Properties
My internet friend Rene recently invited me as a guest on his podcast where we talked about about nuts and bolts of rental real estate along with our “why” behind what we do.
How to (still) get an interest rate below 3%
How to (still) get an interest rate below 3%. A simple introduction to the ins and outs and ups and downs of assumable mortgages.
VP Harris’s Plan for Giving Homebuyers $25,000
VP Harris recently recently announced her plan for helping solve our country’s current housing affordability problem...but it leaves some very smart people scratching their heads.
Three solutions to the, “I can’t afford a house” problem.
Here are three solutions to the top three reasons people don’t believe they can buy a home.
Afraid You’ll Never Afford a Home?
CNN just released a story which reported that 47% of Americans under age 45 fear they’ll never afford a home. The fear is understandable, but there is hope.
If you were to come into some money, would you buy a property in 2024?
Real question from a client…“As someone who has bought, sold, and rented several different properties in several different economies. if you were going to come into some money, would you buy a property in Denver in 2024?”
Part Three: Return on Equity // How to Calculate the Return on Investment of a Rental Property
Part Three: Breaking down how to calculate the ROI of investment properties, including Cap Rate, Cash-on-Cash return, and Return on Equity.
Part Two: Cash-on-Cash Return // How to Calculate the Return on Investment of a Rental Property
Part Two: Breaking down how to calculate the ROI of investment properties, including Cap Rate, Cash-on-Cash return, and Return on Equity.
Part One: Cap Rate // How to Calculate the Return on Investment of a Rental Property
Breaking down how to calculate the ROI of investment properties, including Cap Rate, Cash-on-Cash return, and Return on Equity.
Should I Pay Off My Mortgage Early?
For homeowners, knowing how to prioritize the order of debt payoff and investments is a hot topic - and perhaps none is as debated as this one.
Real estate likely won’t ever get “back to normal”
What would it take to get us “back to normal," for housing affordability both in the US and various countries around the world?
Big changes for Landlords and Renters
Take note of these five changes happening across Colorado for landlords and tenants in 2024.
Homeowner’s Insurance Rate Hikes are HAMMERING PEOPLE
Colorado homeowners are NOT happy right now about their spiking renewal rates for homeowner’s insurance. Here’s why … and what you can do about it.
95% of Denver homeowners are facing this challenge
Denver is one of the cities MOST affected by the nationwide interest rate swing that occurred during 2022.
3 Most Interesting Charts and Graphs (for right now)
Colorado has experienced growth below 0.7% annually each of the last four years (2020-2023), the slowest rate of growth since the state actually experienced four years of population decline during WWII.
The Unique Value of a 30 Year Mortgage (How America Favors Private Property Ownership)
Part of “successfully” living in America involves learning how the systems work - the good and the bad.
How to Buy a Home in this Market
There are three main ways I’m seeing buyers afford homes in this current real estate market.