How to Pay Off Debt (if you want to buy a house)
Chances are you have debt, but debt doesn’t mean you can’t buy a home. 77% of Americans have debt. Life is expensive and debt can quickly pile up.
The key is knowing HOW TO PAY OFF DEBT and IN WHAT ORDER.
My Top Five Books of 2024
It’s women and me who read 90% of the books I like.
Last year I reported on my favorite books of 2023, so here I am again with my list for 2024 … including some honorable mentions at the end.
Twelve Lessons from my First 365 Days
One year ago I launched Life & Legacy Properties. As part of my journey, I wrote and shared 6 Lessons from my First 60 Days. Based on the responses I received, those six lessons proved to be both popular, transferrable, and encouraging to many of you. So, in honor of my one-year business birthday, I figured I’d share 6 (more) Lessons from my First 365 Days.
The Inner Ring
In life, there exists two different systems or hierarchies. Two rings. One is printed in some little red book. The other is not printed anywhere. (adapted from C.S. Lewis’s essay “The Inner Ring”)
What is a 3-2-1 Temporary Rate Buy Down?
What is a 3-2-1 Temporary Rate Buy Down? How does it work? Why would anyone use it? Does it favor the buyer or seller? I answer all these questions and more.
Interest rates are dropping. Is it making a difference?
As we await Chairman Powell’s announcement this week, it’s worth checking to see what impact, if anything, this year’s rate drops have had on the housing market.
PODCAST EPISODE - Self-Managed Rental Properties
My internet friend Rene recently invited me as a guest on his podcast where we talked about about nuts and bolts of rental real estate along with our “why” behind what we do.
How to (still) get an interest rate below 3%
How to (still) get an interest rate below 3%. A simple introduction to the ins and outs and ups and downs of assumable mortgages.
VP Harris’s Plan for Giving Homebuyers $25,000
VP Harris recently recently announced her plan for helping solve our country’s current housing affordability problem...but it leaves some very smart people scratching their heads.
Three solutions to the, “I can’t afford a house” problem.
Here are three solutions to the top three reasons people don’t believe they can buy a home.
Afraid You’ll Never Afford a Home?
CNN just released a story which reported that 47% of Americans under age 45 fear they’ll never afford a home. The fear is understandable, but there is hope.
If you were to come into some money, would you buy a property in 2024?
Real question from a client…“As someone who has bought, sold, and rented several different properties in several different economies. if you were going to come into some money, would you buy a property in Denver in 2024?”
July 2024 Denver Metro Real Estate Update
July is showing signs of a significant market shift. What does this mean for buyers and sellers?
Part Three: Return on Equity // How to Calculate the Return on Investment of a Rental Property
Part Three: Breaking down how to calculate the ROI of investment properties, including Cap Rate, Cash-on-Cash return, and Return on Equity.
Part Two: Cash-on-Cash Return // How to Calculate the Return on Investment of a Rental Property
Part Two: Breaking down how to calculate the ROI of investment properties, including Cap Rate, Cash-on-Cash return, and Return on Equity.
Part One: Cap Rate // How to Calculate the Return on Investment of a Rental Property
Breaking down how to calculate the ROI of investment properties, including Cap Rate, Cash-on-Cash return, and Return on Equity.
Should I Pay Off My Mortgage Early?
For homeowners, knowing how to prioritize the order of debt payoff and investments is a hot topic - and perhaps none is as debated as this one.
Real estate likely won’t ever get “back to normal”
What would it take to get us “back to normal," for housing affordability both in the US and various countries around the world?
Big changes for Landlords and Renters
Take note of these five changes happening across Colorado for landlords and tenants in 2024.
Homeowner’s Insurance Rate Hikes are HAMMERING PEOPLE
Colorado homeowners are NOT happy right now about their spiking renewal rates for homeowner’s insurance. Here’s why … and what you can do about it.